FHA. Bring it Homebuyers!

In 2006, the number of FHA Home loans to purchase homes was about 5%. In 2011, the FHA insured 30% of all home purchases using a mortage. This is because FHA allows very low-down payments and relaxed guidelines for credit scores.

CALIFORNIA MORTGAGE COMPANIES

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San Diego, California Mortgage Companies Active in October 2012

San Diego, California Mortgage Companies




Prospect Financial Group, Inc.
1940 Garnet Avenue, San Diego, California 92109

Old Mission Mortgage, Inc.
3914 Murphy Canyon Road, A-200 San Diego, CA 92123


AimLoan.com
4121 Camino Del Rio South, San Diego, CA 92108



Please visit our website CHECKRATES.COM - Your trusted source of mortgage and more

Saves you TIME and MONEY.  Find the lowest RATE in your TOWN

San Buenaventura (VENTURA), California Mortgage Companies Active in October 2012

San Buenaventura (VENTURA), California Mortgage Companies





Investments -Homes And Land
Navigator Dr. #127, Ventura, Ca 93001



Helen Yunker Realty
South Seaward Ave, Ventura, CA 93001




Please visit our website CHECKRATES.COM - Your 

trusted source of mortgage and more

Saves you TIME and MONEY.  Find the

 lowest RATE in your TOWN

San Bernardino, California Mortgage Companies Active in October 2012

San Bernardino, California Mortgage Companies



Crawford Real Estate Services, Inc
1770 N. Arrowhead Ave. San Bernardino, CA 92405
Office:  (909)-882-3393


Realty USA 
976 E. Baseline St. Suite A, San Bernardino, CA 92410 
Office:  (909)-546-4604

Salinas, California Mortgage Company active in October, 2012

Salinas, California Mortgage Company





Platinum Capital Mortgage & Real Estate
234 Capitol Street, Suite D 
Salinas, CA 93901 
(831) 769-9000 

Sacramento CA Mortgage Companies active in September, 2012

Sacramento  California Mortgage Companies





Old Valley Homes and Loans
1600 H Street, Suite 205, Sacramento CA - 95814
(916)-492-2299

It turns out that USDA Mortgages have collection policies that don't have much mercy

When you get a USDA mortgage you have to know this: The government isn't screwing around when it comes to collecting. So if you're going into foreclosure you should know that your future tax refunds and social security checks will be intercepted to pay back the government.

Ouch!

Roseville , CA Mortgage Companies active in September, 2012

Roseville California Mortgage Companies

Partners Mortgage 

1687 Eureka Rd , Roseville CA - 95661 

(916)-782-9494 

Paramount Equity Mortgage 

8781 Sierra College Blvd., Roseville CA - 95661 

(916)-290-9999

Rosemead, CA Mortgage Companies active in September, 2012

Rosemead California Mortgage Companies




Apple Direct Funding Corporation
8622 E. Garvey Ave #206, Rosemead CA - 91770
(626)-312-6900

Rocklin, CA Mortgage Companies active in September, 2012

Rocklin California Mortgage Companies

Capitol Investment Group
5175 Pacific St , Rocklin CA - 95677
(916)-624-0767

Five Star Bank
6810 Five Star Blvd., Suite 100, Rocklin CA - 95677
(916)-626-5000

Starting today, this mortgage blog will track the mortgage lenders still going strong in 2012

A mortgage is the legal instrument that turns a property into collateral for a loan.

The loan is evidenced by the promissory note.

The property ownership is evidenced by the deed.

The mortgage is also called a deed, but a "Deed of Trust" and it legally ties the two things, the Note and the property together.

This means if you don't pay the lender can take the property. And the deed of trust is what makes a mortgage different from a simple loan like a credit card. This is why the say it is "secured by the property"