Sacramento CA Mortgage Companies active in September, 2012

Sacramento  California Mortgage Companies





Old Valley Homes and Loans
1600 H Street, Suite 205, Sacramento CA - 95814
(916)-492-2299

It turns out that USDA Mortgages have collection policies that don't have much mercy

When you get a USDA mortgage you have to know this: The government isn't screwing around when it comes to collecting. So if you're going into foreclosure you should know that your future tax refunds and social security checks will be intercepted to pay back the government.

Ouch!

Roseville , CA Mortgage Companies active in September, 2012

Roseville California Mortgage Companies

Partners Mortgage 

1687 Eureka Rd , Roseville CA - 95661 

(916)-782-9494 

Paramount Equity Mortgage 

8781 Sierra College Blvd., Roseville CA - 95661 

(916)-290-9999

Rosemead, CA Mortgage Companies active in September, 2012

Rosemead California Mortgage Companies




Apple Direct Funding Corporation
8622 E. Garvey Ave #206, Rosemead CA - 91770
(626)-312-6900

Rocklin, CA Mortgage Companies active in September, 2012

Rocklin California Mortgage Companies

Capitol Investment Group
5175 Pacific St , Rocklin CA - 95677
(916)-624-0767

Five Star Bank
6810 Five Star Blvd., Suite 100, Rocklin CA - 95677
(916)-626-5000

Starting today, this mortgage blog will track the mortgage lenders still going strong in 2012

A mortgage is the legal instrument that turns a property into collateral for a loan.

The loan is evidenced by the promissory note.

The property ownership is evidenced by the deed.

The mortgage is also called a deed, but a "Deed of Trust" and it legally ties the two things, the Note and the property together.

This means if you don't pay the lender can take the property. And the deed of trust is what makes a mortgage different from a simple loan like a credit card. This is why the say it is "secured by the property"